EPF – Employees’ Provident Fund | EPF Login

The Employees’ Provident Fund (EPF) Scheme is a savings plan for salaried workers in India which is managed by the Employees’ Provident Fund Organisation (EPFO), under the Ministry of Labour and Employment.

Your can learn more about EPF Login, Passbook and Claim Status and your KYC online claim (Withdraw the PF amount), UAN Login, etc.

EPF (Employees’ Provident Fund)

The Employees Provident Fund (EPF) is a kind of retirement savings scheme designed for workers in India that is managed under the supervision of the Employees Provident Fund Organization (EPFO), a legal body established in the Government of India.

The scheme was designed in order to deliver stability and financial security to workers from both private and public sectors when they retire.

EPFO Login Process

EPFO portal are allow users can access different services after login so follow below the steps :-

• First visit official website of EPFO https://www.epfindia.gov.in.

• On the main page, click on the “Services” at menu bar and choose according your status for login in four options:-
  • For Employers
  • For Employees
  • For International Workers
  • For Pensioners
• Select one of the four option and you can easy login at EPFO Portal.

Check EPF Passbook Balance

Users can easily check their EPF Passbook by following below the steps:-

• Go to the official EPFO website>> https://www.epfindia.gov.in/site_en/index.php.
• On the homepage, find the “e-Passbook” option at right sidebar and click on it.

• After click the Member Passbook page open now enter your Universal Account Number (UAN) and password, and the captcha code provided, then click on “Sign In”.

• Once successfully logged in, you can view your EPFO Member Passbook, which includes details of your transactions, contributions, and accrued interest.
• In the passbook, check your total balance of your EPF account.

Member KYC Process

Employee need KYC before apply PF Withdrawal or Claim so need to follow below the steps for this process:-

• Go to the EPFO’s member portal at https://unifiedportal-mem.epfindia.gov.in/memberinterface/.

• Log in by using your UAN, Password, and Captcha verification.
• At the main page or dashboard go to the ‘Manage‘ option in the top menu bar and click on ‘KYC‘ from the drop-down menu.
• On the new page, choose the document type you wish to update by clicking the corresponding checkbox.
• Enter the details of the document which you selected and click on the ‘Save‘ option after updating the details.
• Your KYC updated details will then appear under ‘KYC Pending for Approval‘.
• After your employer’s approval, the KYC status will change to ‘Digitally Approved KYC‘.

EPF Online Claim (Online Withdraw PF Amount)

You can apply PF withdraw online by following below the steps:-

• First visit the EPFO e-SEWA portal and log in with your UAN and password, and captcha verification.

• After logged in, click on ‘Online Services’ option in menu bar and select ‘Claim (Form-31, 19, 10C & 10D)’.
• Now you’ll need to enter your bank account number (linked with UAN) for verification.
• Verify your details, then read EPFO’s Terms and Conditions before clicking on ‘Proceed for Online Claim’.
• Select the reason for your PF withdrawal from the dropdown menu. Only the options you are eligible for will be displayed.
• Fill in your complete address and upload necessary documents like your cheque or passbook. Agree to any additional Terms and Conditions and request an OTP for verification.
• Enter OTP and your PF claim application successfully submitted.

Employer and Employee Contributions

The PF dues comprise two components: the employee’s contribution that is taken out of their pay and an employer’s share which is added each month. Both parties contribute 12 percent of the basic salary like in Section 2(b) in the law.

The employer’s contribution of 12% of the salary, 8.33 percent is allocated into the Employee Pension Scheme (EPS) and 3.67 percent goes towards the Employees’ Provident Fund (EPF). Employers also pay 0.50 percent for EPF administrative costs and 0.50 percent to EDLI (Employee’s deposit Linked Insurance) charges that is a total of 13% of the base wage paid by the employer. Read Jan Soochna Portal Rajasthan

EPF Interest Rate

The interest rate for EPF deposits fluctuates between 8.15 percent to 8.25 percent per year subject to change based on the policies of the government. This interest is compounded every year.

Financial Year	Interest Rate
2016-17	8.65%
2017-18	8.55%
2018-19	8.65%
2019-20	8.50%
2020-21	8.50%
2021-22	8.10%
2022-23	8.15%
2023-24	8.25%

Features and Benefits of EPF

• Pension Benefits Employers receive lump-sum compensation upon retirement and this includes their own contribution, as well as the employer’s and the interest that accrues over the course of.
• Insurance: In addition to the provisional fund, the scheme also offers pension benefits via an Employees’ Pension Scheme as well as insurance benefits via the Employees’ Deposit Linked Insurance Scheme.
• In emergency situations, withdrawals are permitted. Though the principal purpose of the scheme is to assure financial stability following retirement, the program permits partial withdrawals in certain situations that include medical emergencies, purchasing an education, a house or weddings.
• Universal Account Number (UAN): Every EPF member receives a UAN making it easier to control your EPF account online and transfer funds in the event of a job change.

EPFO (Employees’ Provident Fund Organisation)

The Employees Provident Fund Organization (EPFO) is a legal body that was established through the Government of India under the Ministry of Labour and Employment. It is the governing body of the Employees’ Provident Fund (EPF) that is the most prestigious scheme aimed to encourage retirement savings for employees across India.

In 1951, EPFO was established. EPFO has since grown into one of the biggest social security agencies around the globe that is responsible for the financial security of millions of workers in the industry.

There are currently 55,981 members who have self-generated UAN and in the past year the Employees’ Provident Fund Organization (EPFO) is had an impressive number of contributing members which totals 7,51,93,513. In addition, the organization offers pensions to 78,423,553 retirees. Visit this chart dashboard of the EPFO to learn more.

Office: Bhavishya Nidhi Bhawan 14. Bhikaiji The Cama Avenue, New Delhi – 110066.

Schemes Under EPFO

• Employers’ Provident Funds Scheme 1952 (EPF): This is the main scheme of EPFO that provides pension benefits for employees. Employers and employees contribute a certain amount of their salary to the EPFO fund.
• Employees Pension Scheme 1995 (EPS): This scheme will serve pension benefits for employees of the organized sector upon retirement, which guarantees an income that is steady throughout their post-retirement period.
• Employees”Deposit Linked Insurance Scheme 1976 (EDLI): This scheme provides life insurance benefits to employees. It also provides financial security for their families should an employee’s death in the event of an unexpected one.

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